Municipal Bonds Do Not Belong in Your Retirement Account — An Enrolled Agent’s Explanation for California Taxpayers Tax Wealth Consultant | Enrolled Agent | Irvine & Whittier, CA | May 2026 Note: This blog is written from a tax perspective by an Enrolled Agent. It does not constitute investment advice. Consult a licensed investment advisor for specific investment recommendations. In our previous blog, we explained why California municipal bonds are one of the most powerful st

When you hire a financial advisor, you assume they are working in your best interest. Unfortunately, that assumption is not always correct. Not all financial advisors are legally required to prioritize your interests over their own. Understanding the difference between a fiduciary and a non-fiduciary advisor is one of the most important steps you can take before trusting anyone with your financial future. What is a Fiduciary? A fiduciary is a person or organization that is le